Paying $20 a Month More Can Save You 20k on Your Mortgage

Are you paying the minimum on your mortgage? Did you know that by paying just $20 a month more, you could potentially save yourself tens of thousands of dollars over the life of your mortgage? Here’s some examples of how that works and how much you can save. We’ll also show you how much you […]


Minimalism Equals Happiness

In today’s consumer-driven world, materialism has become so deeply ingrained in our lives that we can’t even recognize the destruction it’s causing us financially, emotionally, mentally, and spiritually. The solution? Minimalism. The minimalism alternative offers a path to freedom from the shackles of hyper-consumerism and materialism. By adopting minimalism, you can break free from the […]


How a Free VPN Can Protect You From Identity Theft

By utilizing a Virtual Private Network (VPN), you can significantly bolster your online security and privacy, safeguarding you from potential identity theft threats. Even a free VPN. By encrypting all your internet traffic, a VPN ensures that your sensitive information, such as login credentials, financial data, and personal details, remains indecipherable to malicious actors. A […]


9 Tips to Save Money on Car Insurance

Are you tired of spending so much money on car insurance premiums? You’re not alone. Here are a list of easy to follow tips that may help you save money on your car insurance. Compare Multiple Quotes When it comes to car insurance, never settle for the first offer. Different insurance providers offer varying rates […]


Online Identity Theft – What You Need to Know

In today’s digital age, online identity theft has become a major concern for all individuals. Or at least it should be. Cybercriminals are finding new ways to steal your personal information every day. And when they get it, they can do irreversible harm to your financial, personal, and professional lives. Understanding a couple of the […]


What’s the Actual Cost of a Mortgage?

You know the price of the home you want, but what’s the cost of a mortgage? You might be surprised just how much that mortgage is going to cost you. I’m going to give you several examples of various home prices and show you just how much money you’re actually paying the bank over the […]


3 Steps to Paying Back Student Loans Faster

The thought of having to pay off your student loans can feel overwhelming. I mean, who knew you could rack up so much debt in just a few years. But if you use a few simple strategies, and are determined, you can pay off your loans faster than you think. Believe me, being debt free […]


What is a Credit Union?

Have you ever wondered what a credit union is? And how it differs from a traditional bank? Don’t worry, you’re not alone. A credit union is a financial institution that offers similar services to banks, but operates with a different philosophy and structure. Here, we’ll explore what a credit union is, its benefits, and its […]


Should I Buy a New or Used Car?

When it comes to buying a car, the decision between buying a new or used car can be a tough dilemma. While the allure of a shiny new car is tempting, there are compelling reasons to consider the benefits of buying a high-quality used car over a new one. Understanding Initial Depreciation Initial depreciation is […]


Stop Buying Coffee and Get a New Car

You want to get a new car but new cars are expensive. What if I told you that buying a new car without going into debt is possible by simply changing a few of your daily habits. Would you do it? Let’s say you want a new 2023 Toyota Prius which costs $27,500. But you […]