Credit RiotArticles about saving money.
Are you facing overwhelming debt and being pursued by an aggressive debt collector? It’s important to know your rights and options. While you can’t simply avoid paying a legitimate debt, there are legal strategies to deal with debt collectors and potentially reduce the amount you owe. This guide will provide you with insights into handling […]
Dealing with debt and small savings can be daunting. Should you prioritize saving for the future or paying off what you owe? This guide will help you strike a balance between saving and paying off debt, offering insights into common repayment strategies and financial management tips. Why is it important to balance savings and debt […]
Strapped for cash again? You’re not alone. Many of us live paycheck to paycheck, feeling the pinch as soon as the money hits the account. But here’s the thing: You don’t have to live like this. I will show you how to get out of debt, even if you currently live paycheck to paycheck. Break […]
When it comes to managing your finances, one of the most common questions is whether to save for retirement or get out of debt. It’s a debate that garners as many opinions as there are financial advisors, and rightly so – the answer depends on your unique financial situation and mindset toward money. While there’s […]
In a world where possessions and material wealth define us, it’s time to reflect on what truly matters in life. The unyielding quest for more, fueled by societal pressures, and the desire to project a certain image, has lead us down a dark road unhappiness. Our fixation on things, our insatiable wants, and our desire […]
Saving earth has become the mission of many, but did you know that saving the earth can also save you money? Here’s how to save money and save earth. How to Save Money Meal Prepping Plan your meals, buy in bulk, and reduce food waste. This not only saves money on groceries but also minimizes […]
We don’t often think about property taxes when looking for a new home, but property tax can be a huge additional expense on top of your mortgage. And it’s cost varies greatly depending on what state you live. Here, we’ll take a look at the highest property tax states, the lowest property tax states, and […]
The single best way to save your money without relying solely on a budget is to adopt the practice of “paying yourself first.” This strategy involves prioritizing savings before spending on any other expenses. As soon as you receive your income, set aside a predetermined percentage or a fixed amount for savings, investments, or debt […]
In today’s consumer-driven world, materialism has become so deeply ingrained in our lives that we can’t even recognize the destruction it’s causing us financially, emotionally, mentally, and spiritually. The solution? Minimalism. The minimalism alternative offers a path to freedom from the shackles of hyper-consumerism and materialism. By adopting minimalism, you can break free from the […]
When it comes to buying a car, the decision between buying a new or used car can be a tough dilemma. While the allure of a shiny new car is tempting, there are compelling reasons to consider the benefits of buying a high-quality used car over a new one. Understanding Initial Depreciation Initial depreciation is […]