Credit Riot
You know the price of the home you want, but what’s the cost of a mortgage? You might be surprised just how much that mortgage is going to cost you. I’m going to give you several examples of various home prices and show you just how much money you’re actually paying the bank over the […]
The thought of having to pay off your student loans can feel overwhelming. I mean, who knew you could rack up so much debt in just a few years. But if you use a few simple strategies, and are determined, you can pay off your loans faster than you think. Believe me, being debt free […]
Have you ever wondered what a credit union is? And how it differs from a traditional bank? Don’t worry, you’re not alone. A credit union is a financial institution that offers similar services to banks, but operates with a different philosophy and structure. Here, we’ll explore what a credit union is, its benefits, and its […]
When it comes to buying a car, the decision between buying a new or used car can be a tough dilemma. While the allure of a shiny new car is tempting, there are compelling reasons to consider the benefits of buying a high-quality used car over a new one. Understanding Initial Depreciation Initial depreciation is […]
You want to get a new car but new cars are expensive. What if I told you that buying a new car without going into debt is possible by simply changing a few of your daily habits. Would you do it? Let’s say you want a new 2023 Toyota Prius which costs $27,500. But you […]
Managing multiple debts can be overwhelming, especially when each one comes with its own interest rate and payment schedule. In such situations, a debt consolidation loan may seem like a viable solution. But, there are drawbacks. Let’s Explore the Benefits and Drawbacks of a Debt Consolidation Loan Benefits: Streamlined Finances One of the significant advantages […]
A credit card can be a valuable budgeting tool when it comes to tracking expenses and managing money. Let’s explore how credit cards can help you gain better control over your money. Tracking Expenses Credit cards provide detailed monthly statements, giving you a comprehensive breakdown of transactions for effortless expense monitoring. This insightful overview allows […]
If you’re carrying a balance on your credit card, the interest rate can significantly impact your financial and likely your mental well-being. However, there are actionable steps you can take to secure a lower interest rate and potentially save a substantial amount of money. 7 Steps to a Lower Interest Rate Understand Your Current Rate […]
Managing a home mortgage is a huge responsibility. Yet, the prospect of reducing your mortgage interest rate might seem intimidating. Fear not, for there are actionable strategies available to help you achieve the goal of getting a lower mortgage rate, potentially leading to a substantial savings over the course of your loan. These 7 Strategies […]
Looking for ways to save money now? Here are ten things you can do to start saving money today. For more information on saving money, check out my other article on How to Save Money.